My recent auto accident helped me finalize a difficult decision.

I had already decided my daughter would have a payee. (A financial guardian that is not me.)

I had to decide whether we would apply for a guardian for her person, to help her manage life when she graduates from high school. There was a long conversation with her DD social worker, and other social workers. We discussed her difficulty with transitions and the pros and cons to me taking that role initially. There are some personal particulars to her case that will need to be handled in 2021. The thought was that, perhaps, I would be better able to make sure this business was handled.

I read the many pages of definitions and information that they gave me to review. My gut was telling me it would be easier to make all the changes at once, rather than to make them piecemeal.

The accident caused me to decide, yes, a guardian is needed as soon as she graduates from high school. My greatest concern is that I would pass away without this protection in place. Asking for the appointment of a guardian up front will eliminate that concern. I don’t need to be her guardian to look out for her best interests, including that business in 2021 – I am her mom. I will not let that guardian rest until that business is handled.

I realize that a guardian could pass away suddenly in an accident, too, but that is a different, lesser kind of loss.

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